Life and Protection Insurance

Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.


Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

UK News

A panel has analysed hundreds of patient death certificates at Gosport War Memorial Hospital.
MPs will vote on how much of a say Parliament should get if there is no Brexit deal.
Less than a quarter of those living in rural areas use a smartphone for banking, regulator finds.
The sister of a murder victim wants to change a "hellish and barbaric law" on post-mortem examinations.
Police are called to reports of an explosion and people running at a Tube station in north London.